Your situation is going to dictate what should be optimal. When the situation changes, the optimal solution changes.

Businesses and individuals are spending more on private security as the trend of defunding police departments continues.

If it seems that today's environment is more dangerous, it's not your imagination. The U.S. murder rate is the highest in 20 years.

For us as individuals, we need to look at the risk of upcoming events which could pose a threat to us. Mark your calendar.